In year one, I earned €22.70. In year five, I earned €2,186.23. That’s not a typo. My dividend income more than doubled in a single year — from €1,077 in year four to over €2,186 in year five. And it happened because of three things I didn’t have before: a full year of salary, a…
In year one, I earned €22.70. In year four, I earned €1,077.84. Almost fifty times more. And this was the year everything in my life changed simultaneously — I spent close to a year searching for the right job, swallowed my pride, started earning my first real salary, and watched my dividend income cross four…

2023 was the year I graduated twice. Once from my ICT bachelor’s program — cap, gown, diploma. And once as a dividend investor — crossing the threshold from cautious beginner to someone actively building income streams across two continents. Whether that second graduation was wisdom or overconfidence, the results would take time to reveal. In…